GECAF / TOSHIBA CONSUMER FINANCIAL SERVICE DETAILS

*Offer is subject to credit approval by Monogram Credit Card Bank of Georgia or GE Capital Consumer Card Co. Applies only to purchases of authorized Toshiba products made between September 1, 2004 and January 31, 2005 on a GECAF consumer credit card account. Under the promotion, no monthly payments are required on the promotional purchase and no finance charges will be assessed on the promotional purchase as long as: (1) you pay the promotional purchase amount in full by January, 2006 (the "Promotional Period"), and (2) you pay, when due, the minimum monthly payments on any other balances on your account. If you fail to satisfy either condition, all special promotional terms may be terminated and finance charges will be assessed on the promotional purchase amount from the date of the purchase. Payments are not required on your promotional purchase during the Promotional Period. Optional credit insurance/debt cancellation charges on your promotional purchase are not deferred and are not subject to the promotional terms. Standard account terms apply to non-promotional purchases and, after the Promotional Period, to promotional purchases. Variable APR is 22.98% as of July 16, 2004. Fixed APR of 26.99% applies if the minimum payment is not made within one month of the payment due date. Minimum finance charge is $1.00. Existing cardholders should see their credit card agreement for standard terms